A plain statement of our insurance position. This expands the insurance section of Safety & Liability.
Keep Calm does not provide insurance
We are a volunteer-run, not-for-profit community, not an insured organisation. We do not have:
- Public liability insurance
- Personal accident insurance for participants
- Equipment insurance
- Medical or travel cover for trips and hikes
When you take part in a Keep Calm activity, you are not covered by any Keep Calm insurance policy, because none exists.
What this means for you
You participate at your own risk. If you are injured, or your belongings are lost, damaged, or stolen, Keep Calm and its organisers are not liable and cannot compensate you. See Safety & Liability for the full liability position.
Cover you may want to arrange
This is your decision, but you may wish to consider:
- Personal accident or sports injury insurance
- Travel insurance for trips and hikes
- Private health insurance
And to check whether you already have cover through:
- An existing policy or your employer
- A sports federation or gym membership
- Public healthcare access in Spain (Tarjeta Sanitaria)
Venues
Venues have their own insurance and liability policies, which are between you and the venue. Keep Calm is not responsible for venue conditions or cover.
If we register as an association
If Keep Calm formalises as an asociación in future, that may bring insurance options. This document will be updated if that changes.